People

Penn IUR is affiliated with more than 200 experts in the field of urbanism. Its Faculty Fellows program identifies faculty at the University of Pennsylvania with a demonstrated interest in urban research; the Penn IUR Scholars program identifies urban scholars outside of Penn; and the Penn IUR Fellows program identifies expert urban practitioners. Together, these programs foster a community of scholars and encourage cross-disciplinary collaboration.

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Fellow

Carolyn Kousky

School/Department

Areas of Interest

    About

    Dr. Carolyn Kousky is Director for Policy Research and Engagement at the Wharton Risk Management and Decision Processes Center at the University of Pennsylvania.   Dr. Kousky’s research has examined multiple aspects of disaster insurance markets, the National Flood Insurance Program, federal disaster aid and response, and policy responses to potential changes in extreme events with climate change. She has published numerous articles, reports, and book chapters on the economics and policy of natural disasters and disaster insurance markets, and is routinely cited in media outlets including NPR, The New York Times, The Washington Post, Fortune, CBS News, and Business Insurance, among others. She is the recipient of the 2013 Tartufari International Prize from the Accademia Nazionale dei Lincei. Dr. Kousky was a member of the National Research Council Committee on Analysis of Costs and Benefits of Reforms to the National Flood Insurance Program and is a visiting Fellow at Resources for the Future.  She has a BS in Earth Systems from Stanford University and a PhD in Public Policy from Harvard University.

    Selected Publications

    Kousky, C. (forthcoming). “Financing Flood Losses: A Discussion of the National Flood Insurance Program” Risk Management and Insurance Review.

    Kousky, Carolyn (2017).  “Revised Risk Assessments and the Insurance Industry.” In: Policy Shock: Recalibrating Risk and Regulation after Oil Spills, Nuclear Accidents and Financial Crises.  Cambridge University Press: 55-81.

    Kousky, C., P. Raschky, and E. Michel-Kerjan (2018). “Does Federal Disaster Assistance Crowd Out Flood Insurance?” Journal of Environmental Economics and Management. 87: 150-164.

    Kousky, C., and  Shabman, L. (2017).  “Federal Funding for Flood Risk Reduction in the US: Pre-or Post-Disaster?”  Water Economics and Policy, 3(01), 1771001.

    Kousky, C., B. Lingle, and L. Shabman (2017). “The Pricing of Flood Insurance.” Journal of Extreme Events. 04, 1750001

    Affiliated PhD Student

    Jacob Krimmel

    x

    PhD Candidate, Applied Economics, The Wharton School, University of Pennsylvania

    About

    Jacob Krimmel is a third year PhD student in Applied Economics at The Wharton School, where he works closely with Professors Fernando Ferreira, Ben Keys, and Joe Gyourko of the Real Estate Department. Jacob’s interests are at the intersection of urban economics and public policy, including housing and real estate economics, consumer finance, local public economics, and income and wealth inequality. He is currently researching how federal policy and mortgage lending discrimination that occurred decades ago still has lasting impacts on neighborhoods across the US today. Prior to Wharton, Jacob worked as a research assistant at the Federal Reserve Board in Washington, DC, where his office studied the evolution of consumer finances and household wealth before, during, and after the Great Recession. Jacob has a master’s degree in public policy from the University of Maryland, where he also double-majored in economics and political science. In his free time, Jacob enjoys taking his dog Miso to the park, cheering on the Baltimore Orioles and Liverpool FC, and traveling to new cities. 

     

    Selected Publications

    Bricker, Jesse, Alice Henriques, Jacob Krimmel, and John Sabelhaus (2016). “Estimating Top Income and Wealth Shares: Sensitivity to Data and Methods,” American Economic Review: Papers and Proceedings, vol. 106, no. 5, pp. 641-645.

    Bricker, Jesse, Alice Henriques, Jacob Krimmel, and John Sabelhaus (2016). “Measuring Income and Wealth at the Top Using Administrative and Survey Data,” Brookings Papers on Economic Activity, Spring, pp. 261-321.

    Bricker, Jesse, Rodney Ramcharan, and Jacob Krimmel (2014). “Signaling Status: The Impact of Relative Income on Household Consumption and Financial Decisions,” Finance and Economics Discussion Series 2014-76. Board of Governors of the Federal Reserve System.

    Dettling, Lisa J., Sebastian J. Devlin-Foltz, Jacob Krimmel, Sarah J. Pack, and Jeffrey P. Thompson (2015). “Comparing Micro and Macro Sources for Household Accounts in the United States: Evidence from the Survey of Consumer Finances,” Finance and Economics Discussion Series 2015-086. Washington: Board of Governors of the Federal Reserve System.

     

    Faculty Fellow

    Howard Kunreuther

    x

    James G. Dinan Professor, Co-Director, Risk Management and Decision Processes Center, Professor of Decision Sciences and Business Economics and Public Policy, Professor of Operations, Information and Decisions

    School/Department

    Areas of Interest

      About

      Howard C. Kunreuther is the James G. Dinan Professor; Professor of Decision Sciences and Business and Public Policy at the Wharton School, and co-director of the Wharton Risk Management and Decision Processes Center. He has a long-standing interest in ways that society can better manage low-probability, high-consequence events related to technological and natural hazards. Professor Kunreuther is a Fellow of the American Association for the Advancement of Science, and a Distinguished Fellow of the Society for Risk Analysis He served on the Intergovernmental Panel on Climate Change (IPCC) as a Coordinating Lead Author for the chapter on “Integrated Risk and Uncertainty Assessment of Climate Change Response Policies” in the 2014 IPCC report, and currently serves on the NAS/NRC Roundtable on Risk, Resilience, and Extreme Events. His recent books include At War with the Weather (with Erwann Michel-Kerjan) (MIT Press), winner of the Kulp-Wright Book Award from the American Risk and Insurance Association in 2011; Insurance and Behavioral Economics: Improving Decisions in the Most Misunderstood Industry (with Mark Pauly and Stacey McMorrow) (Cambridge University Press); and Leadership Dispatches: Chile’s Extraordinary Comeback from Disaster (with Michael Useem and Erwann Michel-Kerjan) (Stanford University Press). Professor Kunreuther received the 2015 Shin Research Excellence Award from the Geneva Association and the International Insurance Society (IIS) in recognition of his outstanding work on the role of public-private partnerships in mitigating and managing risks, as summarized in his paper “The Role of Insurance in Reducing Losses from Extreme Events: The Need for Public–Private Partnerships” (Geneva Papers 2015, 40: 714-762).

      Selected Publications

      Kunreuther, Howard, and Erwann Michel-Kerjan, and Michael Useem, “Rethinking Catastrophic Risk: How Corporate America Copes with Disruption.” Oxford University Press, 2016


      Kunreuther, Howard and Luis Ballesteros, “Deciding in the Context of Low-Probability Shocks: Biases, Heuristics, and Uncertainty”. (2016)


      Ballesteros, Luis and Howard Kunreuther. “Organizational Learning from Catastrophes”. In Rethinking Catastrophic Risk: How Corporate America Copes with Disruption, edited by Howard Kunreuther, Erwann Michel-Kerjan, Michael Useem, Oxford University Press, 2016


      Kunreuther, Howard. “How Corporate America deal with Disasters.” Oxford University Press, 2016

       

      Useem, Michael and Howard Kunreuther, “Leadership Dispatches: Chile's Extraordinary Comeback from Disaster.” 2015

      Faculty Fellow

      Janet Rothenberg Pack

      x

      Professor Emerita of Business and Public Policy

      About

      Janet Rothenberg Pack is Professor Emerita of Business and Public Policy at The Wharton School. Her research interests lie in fiscal federalism and intergovernmental relations, political economy of economic policy, privatization, and urban and regional economic development. Pack has held previous appointments at Yale University, Southern Connecticut State College, and The New School for Social Research. She has also held visiting appointments at the Brookings Institution, European Institute for Public Administration, and the Hebrew University, among others. She is a member of the Advisory Board of The Taub Center for Social Policy Studies in Israel (1996 - present), and a Non-Resident Senior Fellow at the Economic Studies and the Metropolitan Center, The Brookings Institution (1999-present).

       

      Selected Publications

      Pack, Janet Rothenberg and Gary Burtless, eds. 2010. Brookings-Wharton Papers on Urban Affairs: 2008. Washington, DC: Brookings Institution Press.

      Pack, Janet Rothenberg, ed. 2005. Sunbelt/Frostbelt: Public Policies and Market Forces in Metropolitan Development. Washington, DC: Brookings Institution Press.

      Pack, Janet Rothenberg. 2002. Growth and Convergence in Metropolitan America. Washington, DC: Brookings Institution Press.

       

      Faculty Fellow

      Richard Voith

      x

      Adjunct Professor of Real Estate

      President and Principal, Econsult Solutions, Inc.

      School/Department

      Areas of Interest

        About

        Richard Voith is Adjunct Professor of Real Estate in The Wharton School and President and Principal of Econsult Solutions, Inc. He is a well-known expert in real estate economics, transportation, and applied microeconomics. Prior to joining Econsult Solutions, Voith was Economic Advisor at the Federal Reserve Bank of Philadelphia where his responsibilities included analysis of Philadelphia’s regional economy. In addition to his consulting and academic research, Voith has worked frequently in the public policy arena. He is a founding board member of Pentrans, an organization dedicated to improving transportation in Pennsylvania. In 2006, he was appointed by Governor Rendell to the newly created Transportation Funding and Reform Commission charged with recommending appropriate levels of funding for transit systems, roads and bridges throughout the Commonwealth. He also served on the Board of Directors of the Southeastern Pennsylvania Transportation Authority (1992-2000) as one of two representatives for the city of Philadelphia on the Board. He served as Vice Chairman of SEPTA for three years (1996-1998); during his tenure, he participated in the procurement of a new fleet of subway cars, the hiring of a new management team, development of financing mechanisms for an ambitious capital plan as well as efforts to dramatically streamline the authority to reduce costs while expanding service throughout the Greater Philadelphia region.

        Selected Publications

        Voith, Richard P, and Susan M Wachter. 2012. “The Affordability Challenge: Inclusionary Housing and Community Land Trusts in a Federal System.” In Value capture and land policies, edited by Gregory K. Ingram and Yu-Hung Hong. Cambridge, MA: Lincoln Institute of Land Policy.

        Voith, Richard P. 2011. “The Economics of Recovery.” In Managing Urban Disaster Recovery: Policy, Planning, Concepts and Cases, edited by Edward J. Blakely, Eugenie L. Birch, Roland V. Anglan and Harou Hayashi. Crisis Response Publications.

        Crone, Theodore, Leonard Nakamura, and Richard P. Voith. 2010. “Rents Have Been Rising, Not Falling, in the Postwar Period.” Review of Economics and Statistics 92(3): 628-644.

        Zielenbach, Sean and Richard Voith. 2010. “HOPE VI and Neighborhood Economic Development: The Importance of Local Market Dynamics.” Cityscape 12(1): 99-131.

        Zielenbach, Sean, Richard Voith, and Michael Mariano. 2010. “Estimating the Local Economic Impacts of HOPE VI.” Housing Policy Debate 20(3): 485-522.

        Faculty Fellow

        Susan Wachter

        x

        Albert Sussman Professor of Real Estate, Professor of Finance

        Co-Director, Penn Institute for Urban Research

        About

        Susan M. Wachter is Sussman Professor and Professor of Real Estate and Finance at The Wharton School, and Co-Director of Penn IUR. From 1998 to 2001, as Assistant Secretary for Policy Development and Research, U.S. Department of Housing and Urban Development, Dr. Wachter served as the senior urban policy official and Principal Advisor to the Secretary on overall HUD policies and programs. At The Wharton School, she was Chairperson of the Real Estate Department and Professor of Real Estate and Finance from July 1997 until her 1998 appointment to HUD. She founded and currently serves as Director of Wharton’s Geographical Information Systems Lab. Previously, Wachter served as a member of the Board of Directors of the Beneficial Corporation from 1985 to 1998 and of the MIG Residential REIT from 1994 to 1998. She was the editor of Real Estate Economics from 1997 to 1999 and currently serves on the editorial boards of several real estate journals. Wachter has been a member of the Advanced Studies Institute of the Homer Hoyt Institute since 1989. She co-founded and is Co-Director of the Penn Institute for Urban Research. She is the author of more than 150 scholarly publications and the recipient of several awards for teaching excellence at The Wharton School.

        Selected Publications

        Acolin, Arthur, Xudong An, Raphael Bostic, and Susan M. Wachter. 2017. “Homeownership and Nontraditional and Subprime Mortgages.” Housing Policy Debate 27(3): 393-418.

        Wachter, Susan M., Arthur Acolin, and Scott Bernstein. 2017. “Opportunity, Housing Access, and Infrastructure.” Housing Policy Debate 27(3): 468-471.

        Wachter, Susan M. and Patricia Mccoy. 2017. “Representations and Warranties: Why They Did Not Stop the Crisis.” In Evidence and Innovation in Housing Law and Policy, edited by Lee Fennell and Benjamin Keys. Cambridge, U.K.: Cambridge University Press.

        Wachter, Susan M. and Joseph Tracy, eds. 2016. Principles of Housing Finance Reform. Philadelphia: University of Pennsylvania Press.

        Wachter, Susan M., ed. 2016. Public Pensions and City Solvency. Philadelphia: University of Pennsylvania Press.

        Acolin, Arthur, Laurie S. Goodman, and Susan Wachter. 2016. “A Renter or Homeowner Nation?” Cityscape 18(2): 145-158.

        Acolin, Arthur, Jesse Bricker, Paul S. Calem, and Susan Wachter. 2016. “Borrowing Constraints and Homeownership.” American Economic Review: Papers and Proceedings 106(5): 625-629.

        Affiliated PhD Student

        Xiao “Betty” Wang

        x

        PhD Candidate, Business Economics and Public Policy, the Wharton Business School

        About

        Xiao (Betty) Wang is a Doctoral Student in Business Economics and Public Policy at the Wharton Business School. Her research interests are in urban economics, real estate economics and public policy. Before coming to Penn, Betty earned a Bachelor’s degree in Economics, Mathematics and International Development Studies from Washington University’s College of Arts and Sciences. 

         

        Affiliated PhD Student

        Rui Yu

        x

        PhD Candidate, Applied Economics, The Wharton School, University of Pennsylvania

        School/Department

        Areas of Interest

          About

          Rui Yu is a PhD student in the Applied Economics at Wharton interested in urban economics, housing, and political economy. His research examines the role of interest groups in shaping urban policy and how policy in turn shapes the built environment. He received a Bachelor of Arts from Columbia University and worked in the Research Group at the Federal Reserve Bank of New York prior to graduate school. 

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