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Emerging Scholar

Desen Lin

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Assistant Professor of Finance, California State University, Fullerton

About

Desen is an Assistant Professor of Finance at the California State University, Fullerton. He received a PhD in Economics at Penn. His research interests include macroeconomics and finance, household finance, and real estate economics. His ongoing research develops a general equilibrium model to examine the land use regulatory impacts on housing prices through the supply restriction and the amenity channels in California. Before attending the University of Pennsylvania, Desen received an undergraduate degree in mathematical economics from Fudan University in China and a master’s degree in economics from University of California, Santa Barbara.

Selected Publications

Levitin, A. J., Lin D., & Wachter S. M. (forthcoming). Mortgage Risk Premiums during the Housing Bubble. The Journal of Real Estate Finance and Economics.

Acolin, A., Lin D., & Wachter S. M. (forthcoming). Endowments and minority homeownership. Cityscape.

Advisory Board Member

Lawrence Parks

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CEO and Co-Founder, Forethought Advisors

About

Lawrence H. Parks is a co-founder of Forethought Advisors, an advocacy, lobbying and strategic corporate solutions firm specializing in financial services. He has authored parts of several groundbreaking banking legislative initiatives, including key provisions in the Dodd–Frank Act of 2010.

Prior to the formation of Forethought Advisors, Mr. Parks spent 21 years as Senior Vice President of Legislative and Regulatory Affairs at the Federal Home Loan Bank of San Francisco. He has also served as Senior Advisor and Director of Strategic Regional Growth and Finance for the Department of Commerce, and as Associate Legislative Counsel and Director at the Mortgage Bankers’ Association.

Mr. Parks has worked closely with Congress, presidential administrations, the Federal Housing Finance Agency, as well as member institutions and national housing and community development advocates to shape regulatory policy in the housing finance and banking industries. He has a J.D. from Yale and graduated magna cum laude with a BA in Political Science from Temple University.

Faculty Fellow

Laura Perna

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GSE Centennial Presidential Professor of Education

Vice Provost for Faculty

Executive Director, Penn AHEAD

School/Department

Areas of Interest

    About

    Laura Perna is Centennial Presidential Professor of Education in the Graduate School of Education and Founding Executive Director of the Alliance for Higher Education and Democracy (Penn AHEAD). She is past chair of the Faculty Senate at the University of Pennsylvania, chair of the Higher Education Division of the Graduate School of Education, faculty fellow of the Institute for Urban Research, faculty affiliate of the Penn Wharton Public Policy Initiative, and member of the advisory board for the Netter Center for Community Partnerships. She holds bachelor’s degrees in economics and psychology from the University of Pennsylvania, and earned her master’s in public policy and Ph.D. in education from the University of Michigan. She has held leadership positions in the primary national associations in the field of higher education administration. Dr. Perna served as President of the Association for the Study of Higher Education (ASHE) from 2014 to 2015 and Vice President of the American Educational Research Association’s Division J (Postsecondary Education) from 2010 to 2013 and now is a member of the AERA Grants Governing Board. Her research examines the ways that social structures, educational practices, and public policies promote and limit college access and success, particularly for individuals from lower-income families and racial/ethnic minority groups.

    Selected Publications

    Perna, L.W., ed., 2018. Taking it to the streets: The role of scholarship in advocacy and advocacy in scholarship. Baltimore, MD: Johns Hopkins University Press.

    Perna, L.W., and N. Hillman, eds. 2017. Understanding student debt: Who borrows, the consequences of borrowing, and the implications for federal policyThe ANNALS of the American Academy of Political and Social Science 671.

    Cahalan, M., L.W. Perna, M. Yamashita, R. Ruiz, and K. Franklin. 2017. Indicators of higher education equity in the United States: An historic trend report. Washington, DC: The Pell Institute of the Council for Opportunity in Education and the Alliance for Higher Education and Democracy.

    Perna, L.W. and R. Ruiz. 2016. “Technology: The solution to higher education’s pressing problems?” In American Higher Education in the Twenty-First Century, edited by P. Altbach, P. Gumport, and M. Bastedo.. Baltimore, MD: Johns Hopkins University Press.

    Perna, L.W. 2016. “Throwing down the gauntlet: Ten ways to ensure the future of our research.” Review of Higher Education: 319-338.

    Perna, Laura. 2012. Preparing Today’s Students for Tomorrow’s Jobs in Metropolitan America: The Policy, Practice, and Research Issues. Philadelphia, PA: University of Pennsylvania Press. 

    Faculty Fellow

    Daniel Raff

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    Associate Professor of Management

    School/Department

    Areas of Interest

      About

      Daniel Raff is Associate Professor, Management Department, The Wharton School. His recent consulting deals with competitive strategy in manufacturing and services (including financial services) and deal design. He has been a professor at Wharton since 1994. He has held previous appointments at Harvard University and Oxford University and visiting appointments at Columbia University Schools of Business and Law. He has served as Faculty Research Fellow and Research Associate at the National Bureau of Economic Research and as Sloan Senior Research Fellow at the Wharton Financial Institutions Center. He has also served as Trustee, Business History Conference, 1998-2001; Chair, Investment Committee, 2001-present; Chair, Audit and Budget Committee and Trustee ex officio, Economic History Association, 2001-present.

      Selected Publications

      Daniel Raff and Philip Scranton, “Silences, and Beginning to Fill Them”. In The Emergence of Routines, edited by Daniel M. G. Raff and Philip Scranton, (2017)

      Daniel Raff, “Learning from History”. In The Emergence of Routines, edited by Daniel M. G. Raff and Philip Scranton, (2017)

      Daniel Raff, “The Book-of-the-Month Club as a New Enterprise”. In The Emergence of Routines, edited by Daniel M.G. Raff and Philip Scranton, (2016)

      Daniel Raff (2013), How to Do Things with Time, Enterprise & Society.Related

      Daniel Raff (2013), The Business of the Press, Oxford University Press, Chapter 5, pp. 190-216.

      Penn IUR Scholar

      Stephen L. Ross

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      Professor of Economics, Department of Economics, College of Liberal Arts and Sciences, University of Connecticut

      Areas of Interest

        About

        Stephen L. Ross is Professor of Economics at the University of Connecticut. His general areas of expertise are urban economics, public finance, and labor economics. He focuses his research largely on housing and mortgage lending discrimination, residential and school segregation, neighborhood and peer effects, and state and local governments. Ross has been published in a number of distinguished scholarly journals including the Journal of Political Economy, Review of Economics and Statistics, The Economic Journal, and The American Economic Journal. His research has earned him a variety of honors and positions, and he is currently a member of the editorial board on the Journal of Housing Economics, the Regional Science and Urban Economics, and the Journal of Urban Economics. He is also a Councilor at Large for the North American Regional Science Council. 

        Selected Publications

        Turner, M.S., and Stephen L. Ross. 2004. Discrimination in Metropolitan Housing Markets: Phase III – Native Americans. Washington, DC: Department of Housing and Urban Development.

        Turner, M.S., and Stephen L. Ross. 2003. Discrimination in Metropolitan Housing Markets: Phase II – Asians and Pacific Islanders. Washington, DC: Department of Housing and Urban Development.

        Turner, M.S., Stephen L. Ross, George C. Galster, and John Yinger. Discrimination in Metropolitan Housing Markets: National Results from Phase 1 of HDS 2000.  Washington, DC: Department of Housing and Urban Development.

        Kristopher Gerardi , Stephen L. Ross, and Paul Willen. 2011. Understanding the Foreclosure Crisis, and Decoding Misperceptions: The Role of Underwriting and Appropriate Policy Responses. Journal of Policy, Analysis and Management: Point-Counterpoint, 30: 382-388 and 396-398.

        Penn IUR Scholar

        David Schleicher

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        Areas of Interest

          About

          David N. Schleicher is a Professor of Law at Yale Law School and is an expert in local government law, land use, federalism, state and local finance and urban development. His work has been published widely in academic journals, including the Yale Law Journal and the University of Chicago Law Review, as well as in popular outlets like The New York Times, The Atlantic and Slate. He is the host of the hit podcast, “Digging a Hole: The Legal Theory Podcast.”  He is also the author of the book, “In a Bad State: Responding to State and Local Fiscal Crises.”   

          Professor Schleicher’s scholarship focuses on state and local elections, the relationship between local government law and agglomeration economics, and pathologies in land use politics and procedure. He has been called “the most important thinker we have on the subject of local government” and “ingenious” by National Review and one of the “most interesting writers on land use” by Washington Monthly. His work has been described as “great but old fashioned” by Vox, “interesting” by The Nation, “clever” by The Economist, “neat” by Slate, “prescient” by City Observatory, “excellent” by Forbes, and discussed extensively in The Atlantic, National Affairs, Reuters, and a number of other places. 

          Schleicher was previously an Associate Professor of Law at George Mason University School of Law, where he won the university’s Teaching Excellence Award. He has also taught at Georgetown, Harvard, and New York University. He is a 2004 magna cum laude graduate of Harvard Law School. He also holds an MSc in Economics from the London School of Economics and an AB in Economics and Government from Dartmouth College.

          Selected Publications

          Exclusionary Zoning’s Confused Defenders, University of Wisconsin Law Review (2021)

          Constitutional Law for NIMBYs: A Review of 'Principles of Home Rule for the 21st Century' by the National League of Cities, 81 Ohio State Law Journal 883 (2021)

          Building Coalitions out of Thin Air: Transferable Development Rights and “Constituency Effects” in Land Use Law, 12 Journal of Legal Analysis 79 (2020)

          For What? Bernard Siegan and the Case Against Zoning, foreword to BERNARD SIEGAN, LAND USE WITHOUT ZONING (re-issued in 2020)

          Vermont is a Constitutional Problem, 61 ARIZ. L. REV. 253 (2019)

          Junk Cities: Resolving Insolvency Crises in Overlapping Local Governments, 107 CAL. L. REV. 459 (2019) (with Aurelia Chaudhury and Adam J. Levitin)

          Surreply: How and Why We Should Become Un-Stuck!, 127 YALE L. J F. 571 (2018),

          Stuck! The Law and Economics of Residential Stability, 127 YALE L. J. 78 (2017)

          Federalism and State Democracy, 95 TEX. L. REV. 763 (2017)

          How Land Use Law Impedes Transportation Innovation in EVIDENCE AND INNOVATION IN HOUSING LAW AND POLICY (Lee Anne Fennell and Benjamin Keys Eds., Cambridge University Press, forthcoming 2017)

          The Boundary Problem and the Changing Case Against Deference in Election Law Cases, 15 ELECTION L. J. 247 (2016)

          Local Regulation of the Sharing Economy, in WHO IS AN EMPLOYEE AND WHO IS THE EMPLOYER? (Lexis/Matthew Bender, forthcoming 2017) (with Daniel Rauch).

          The Irony of Exclusionary Zoning, in THE NEW ENTREPRENEURIAL GROWTH AGENDA (Kauffman Foundation Books 2016)

          Like Uber, But for Local Government Law: The Future of Local Regulation of the 'Sharing Economy', 76 OHIO ST. L. J. 901 (2015) (with Daniel Rauch)
          LOCAL GOVERNMENT LAW: CASES AND MATERIALS (5th Ed. 2015) (with Lynn A. Baker and Clayton P. Gillette)

          Planning an Affordable City, 101 IOWA L. REV. 91 (2015) (with Roderick M. Hills, Jr.,) Republished in revised form as Hills and Schleicher, Can ‘Planning’ Deregulate Land Use, 24 REGULATION MAGAZINE 36 (2015).

          Things Aren't Going That Well Over There Either: Party Polarization and Election Law in Comparative Perspective, 2015 U. CHI. L. FORUM 433 (2015)

          Welcome to New Columbia: The Fiscal, Economic and Political Consequences of Statehood for DC, 23 WILL. & MARY BILL OF RIGHTS J. 89 (2014)

          The Seventeenth Amendment and Federalism in an Age of National Political Parties, 65 HASTINGS L. J. 1043 (2014)

          Local Government Law’s “Law and __” Problem, 40 FORDHAM URB. L. J. 1951 (2014) City Unplanning, 122 YALE L. J. 1670 (2013).

          From Here All the Way Down, Or How To Write a Festschrift Piece, 47 TULSA L. REV. 401 (2013).

          Informing Consent: On Voter Ignorance and Election Law, 2012 U. ILL. L. REV. 363 (2013) (with Christopher S. Elmendorf).

          Districting for Realistically Uninformed Voters, 121 YALE L. J. 1846 (2012) (with Christopher S. Elmendorf).

          The Location Market, 21 GEO. MASON L. REV 637 (2012) (with Daniel B. Rodriguez)

          Republished in the Land Use and Environmental Law Review 2013-14 (forthcoming) Balancing the “Zoning Budget”, 63 CASE WEST. L. REV 81 (2011) (with Roderick M. Hills Jr.)

          Republished in revised form as Hills and Schleicher, Balancing the Zoning Budget, 34
          REGULATION MAGAZINE 24 (2011).

          What if Europe Held an Election and No One Cared?, 52 HARV. INT'L L.J. 109 (2011).

          Fellow

          Joseph Tracy

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          Executive Vice President and Senior Advisor to the President, Federal Reserve Bank of Dallas

          Areas of Interest

            About

            Joseph Tracy is Executive Vice President and Senior Advisor to the President at the Federal Reserve Bank of Dallas. As Senior Advisor, Tracy focuses on housing and household credit issues. Tracy’s research interests include labor economics, unions and collective bargaining, compensation design, real estate finance, and local public finance. Prior to joining the Bank, Tracy was Associate Professor of Economics at both Yale University and Columbia University. 

            Selected Publications

            Ferreira, Fernando, Joseph Gyourko, Joseph Tracy. 2012. Housing Busts and Household Mobility: An Update. FRBNY Economic Policy Review, 18(3).

            Dechario , Toni, Patricia C. Mosser, Joseph Tracy, James Vickery and Joshua Wright. 2011. “A Private Lender Cooperative Model for Residential Mortgage Finance.” In The American Mortgage System: Crisis and Reform, Susan M. Wachter and Marvin M. Smith, Chapter 12. Philadelphia: University of Pennsylvania Press.

            Ferreira, Fernando, Joseph Gyourko, and Joseph Tracy. 2010. Housing Busts and Household Mobility. Journal of Urban Economics, 68(1): 34-45.

            Haughwout, Andrew, Christopher Mayer, and Joseph Tracy. 2009. Subprime Mortgage Pricing: The Impact of Race, Ethnicity, and Gender on the Cost of Borrowing. Federal Reserve Bank of New York Staff Reports, no. 368.

            Affiliated PhD Student

            Xiao “Betty” Wang

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            PhD Candidate, Business Economics and Public Policy, the Wharton Business School

            About

            Xiao (Betty) Wang is a Doctoral Student in Business Economics and Public Policy at the Wharton Business School. Her research interests are in urban economics, real estate economics and public policy. Before coming to Penn, Betty earned a Bachelor’s degree in Economics, Mathematics and International Development Studies from Washington University’s College of Arts and Sciences. 

             

            Fellow

            Mark Zandi

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            Chief Economist, Moody’s Analytics

            Areas of Interest

              About

              Mark M. Zandi is chief economist of Moody’s Analytics, where he directs economic research. Dr. Zandi is a cofounder of Economy.com, which Moody’s purchased in 2005. Dr. Zandi’s broad research interests encompass macroeconomics, financial markets and public policy. His recent research has focused on mortgage finance reform and the determinants of mortgage foreclosure and personal bankruptcy. He has analyzed the economic impact of various tax and government spending policies and assessed the appropriate monetary policy response to bubbles in asset markets. A trusted adviser to policymakers and an influential source of economic analysis for businesses, journalists and the public, Dr. Zandi frequently testifies before Congress on topics including the economic outlook, the nation’s daunting fiscal challenges, the merits of fiscal stimulus, financial regulatory reform, and foreclosure mitigation. Dr. Zandi is the author of Paying the Price: Ending the Great Recession and Beginning a New American Century and Financial Shock: A 360º Look at the Subprime Mortgage Implosion, and How to Avoid the Next Financial Crisis. Dr. Zandi earned his B.S. from the Wharton School at the University of Pennsylvania and his PhD at the University of Pennsylvania. 

              Emerging Scholar

              Albert Zevelev

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              Assistant Professor of Real Estate, Baruch College, CUNY

              Areas of Interest

                About

                Albert Zevelev is an Assistant Professor of Real Estate at the Zicklin School of Business at Baruch College, CUNY. He is an applied economist studying interactions between housing markets, financial markets and the rest of the economy. He holds a Bachelor’s degree from Brandeis and a PhD from Wharton.

                Selected Publications

                “Transparency in the Mortgage Market” with Andrey Pavlov and Susan Wachter. Journal of Financial Services Research, Springer, Forthcoming.

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